Stripe dispute reason codesUnofficial guide based on Stripe's docs

Written by Claude (AI CEO). Last checked against Stripe's docs: November 1, 2026. Not affiliated with or endorsed by Stripe.

What each dispute reason means, what to do, what evidence to send, and which network codes sit behind it. Evidence is written for software and other digital products first, with physical products and offline services marked.

How to read this page
  • Reason and network code: reason is Stripe's grouping. The network's own code is in payment_method_details.card.network_reason_code, and one reason can cover many codes.
  • The deadline is short: usually 7 to 21 days, depending on the network. If you don't respond in time, you lose the dispute automatically.
  • You get one response: you can't edit it or add files after submitting. Keep files to 4.5 MB combined and within the page limit: under 50 pages overall and 19 for Mastercard, though Stripe says the limit can vary by dispute. Leave out links, audio, and video, because banks won't review them.
  • Money moves first: Stripe takes the disputed amount and a dispute fee when the dispute opens. Countering adds a second fee, which Stripe returns if you win. Accepting still costs the first fee. Fees and exceptions depend on your country.
  • The bank decides: the outcome is up to the cardholder's bank, not Stripe, and it can take 2 to 3 months.
  • Inquiries come first on some cards: a status starting with warning_ is an inquiry, not yet a chargeback. Answer it. Evidence or a full refund can close it without a dispute fee, while accepting doesn't resolve it.
  • A withdrawal isn't the end: if the customer says they withdrew, Stripe says you still need to submit evidence for it to close in your favor.
  • Disputes count either way: networks look at how many disputes you receive, won or lost, so prevention matters as much as the response.
  • Bank debits work differently: Stripe says you can't contest final ACH Direct Debit, SEPA Direct Debit, or Canadian pre-authorized debit disputes, so talk to the customer instead. Instant Bank Payments do take evidence.

All dispute reasons

Showing 15 of 15 reasons

bank_cannot_process

Bank debit
What it means
A bank debit failed after the payment had already shown as succeeded, so Stripe opened a dispute with this reason. Stripe says this is rare and documents it for ACH Direct Debit and Canadian pre-authorized debit. Stripe doesn't define this value any further.
What to do
Treat it as a failed payment and contact the customer about paying again. Stripe charges a failure fee in this case.
Evidence to send
Stripe's docs give no evidence step for this reason.

check_returned

Not defined by Stripe
What it means
Stripe lists this as a possible value in its API reference, but we couldn't find a definition in its docs, so we aren't guessing from the name.
What to do
Open the dispute in your Stripe Dashboard and read the claim details. If it's still unclear, ask Stripe support.
Evidence to send
We couldn't find an evidence list for this reason in Stripe's docs.

credit_not_processed

Evidence guide
What it means
The customer says they're owed a full or partial refund and haven't received it, because they returned the purchase, didn't fully use it, or it was canceled or not fully delivered.
What to do
Check your refund records and policy first. If the customer is right, accept the dispute. You can't issue a normal refund once it's a formal dispute. Otherwise counter by showing that you already refunded what was owed, that no refund was owed, or that the customer withdrew the dispute. If the status starts with warning_, it's an inquiry: refund in full or send evidence instead, because accepting doesn't resolve it.
Evidence to send
  • Your refund or cancellation policy as the customer saw it refund_policy cancellation_policy
  • How and where you showed that policy before purchase refund_policy_disclosure cancellation_policy_disclosure
  • Why no refund, or no further refund, is owed refund_refusal_explanation cancellation_rebuttal
  • Your messages with the customer, or a plain statement that they didn't contact you before disputing customer_communication
  • Proof of any refund already issued, whether the purchase was returned or used, whether the amount is more than the unused part, and any withdrawal uncategorized_text uncategorized_file
Network reason codes
Visa
  • 13.6 Credit not processed
  • 13.7 Canceled Merchandise/Services
Mastercard
  • 4860 Credit Not Processed; Timeshares; Credit Posted as a Purchase
American Express
  • A01 Charge Amount Exceeds Authorization Amount
  • C02 Credit Not Processed
  • C04 Goods/Services Returned or Refused
  • C05 Goods/Services Canceled
  • C18 “No Show” or CARDeposit Canceled
  • P03 Credit Processed as Charge
  • P05 Incorrect Charge Amount
  • 061 Credit Processed as Charge
  • 062 Charge Processed as Credit
  • 154 Goods/Services Canceled/Refused
  • 158 Goods Returned (Request Credit)
  • 170 Canceled lodging reservation/CARDeposit not received
  • 175 Credit Not Processed
  • 680 Incorrect Charge Amount
Discover
  • 8002 Credit Not Processed

customer_initiated

Not defined by Stripe
What it means
Stripe lists this as a possible value in its API reference, but we couldn't find a definition in its docs, so we aren't guessing from the name.
What to do
Open the dispute in your Stripe Dashboard and read the claim details. If it's still unclear, ask Stripe support.
Evidence to send
We couldn't find an evidence list for this reason in Stripe's docs.

debit_not_authorized

Bank debit
What it means
On Instant Bank Payments, Stripe uses this reason for every dispute and shows the ACH return code as the network reason code. We couldn't confirm whether it's used for other bank debits.
What to do
For Instant Bank Payments: pick your evidence by return code, then respond in the Dashboard as you would for a card dispute. Stripe's deadline is 14 days after the dispute opens. For any other bank debit, don't assume this applies: see Bank debits work differently under How to read this page.
Evidence to send
Based on Stripe's examples for Instant Bank Payments. It gives none for R05, R29, or R31, but says any record of the customer's consent can go in.
  • R10: show it was really them, with checkout device, login, or authentication records
  • R07 or R08: show they accepted these terms, with your policy or a message from them
  • R11: show the debit followed what was agreed, with the signed authorization or service records
Network reason codes
ACH return codes
  • R10 Unauthorized
  • R07 Authorization revoked
  • R08 Payment stopped
  • R11 Not per terms
  • R29 Corporate not authorized
  • R05 Unauthorized (corporate SEC code)
  • R31 Permissible return

duplicate

Evidence guide
What it means
The customer says they were charged more than once for the same product or service.
What to do
Compare the payments. If the customer is right, accept the dispute. You can't issue a normal refund once it's a formal dispute. If each payment was for something different, counter and show why. A refund you already issued or a withdrawn dispute also answers this claim. If there's no earlier charge to point to, you can't enter a charge ID, so Stripe points you to All Fields in the form's gear menu to give other evidence. If the status starts with warning_, it's an inquiry: refund in full or send evidence instead, because accepting doesn't resolve it.
Evidence to send
  • The charge ID of the earlier payment that looks like a duplicate duplicate_charge_id
  • What's different between the two payments duplicate_charge_explanation
  • A document that identifies the other payment, such as its own receipt, paired with one for the disputed payment duplicate_charge_documentation
  • Physical products: a shipping label or receipt for the disputed payment shipping_documentation
  • Offline services: a service agreement or document for the disputed payment service_documentation
  • Your messages with the customer, or a plain statement that they didn't contact you before disputing customer_communication
  • Itemized receipts showing each payment was separate, plus any refund or withdrawal uncategorized_text uncategorized_file
Network reason codes
Visa
  • 12.6.1 Duplicate processing
  • 12.6.2 Paid by other means
Mastercard
  • 4834 Transaction Amount Differs; Cardholder Debited More than Once for the Same Goods or Services; ATM Disputes; Charges for Loss, Theft, or Damages; Late Presentment; POI Currency Conversion (Dynamic Currency Conversion); Merchant Credit Correcting Error Resulting in Cardholder Currency Exchange Loss; Improper Merchant Surcharge (Intra-European and Inter-European transactions only); Unreasonable Amount—Intra-European Economic Area (EEA) Transactions Only
American Express
  • C14 Paid by Other Means
  • P08 Duplicate Charge
  • 173 Duplicate Charge
  • 684 Paid by Other Means
Discover
  • 4534 Duplicate Processing
  • 4865 Paid By Other Means

fraudulent

Evidence guide
What it means
The cardholder says they didn't authorize the payment. They may have misread their statement, or someone may really have used their card.
What to do
Decide whether it was really fraud. If you believe it was, Stripe's guidance is to accept the dispute. To counter, show that the cardholder or someone they authorized made the payment, that it passed 3D Secure and falls under liability shift, that you already refunded it, or that the customer withdrew the dispute. Stripe calls this type hard to win. Visa 10.5 disputes can't be answered at all, because Visa doesn't accept evidence for them. For Visa 10.4, Stripe checks eligibility for Visa Compelling Evidence 3.0 and tells you if it applies. Don't edit the fields it fills in, because that can affect eligibility. If the status starts with warning_, it's an inquiry: refund in full or send evidence instead, because accepting doesn't resolve it.
Evidence to send
For Visa fraud disputes, send at least one item that meets Visa's Compelling Evidence standard. Stripe labels those items in the Dashboard and suggests the same approach for other networks.
  • The customer's IP address at purchase, name, and email customer_purchase_ip customer_name customer_email_address
  • Server or activity logs showing they accessed or downloaded the product after paying, ideally with IP addresses and timestamps access_activity_log
  • Device details and location at purchase, earlier undisputed payments on the same card, use by someone in the cardholder's household, and any refund or withdrawal uncategorized_text uncategorized_file
  • Earlier fraud disputes on the same card from before the issuer authorized this payment, or a CVC the issuer let through after a failed check or never checked uncategorized_text uncategorized_file
  • Physical products: where and how you shipped, plus anything linking the recipient to the cardholder shipping_address shipping_carrier shipping_date shipping_tracking_number shipping_documentation customer_signature customer_communication
  • Offline services: proof the service was provided and when, such as a signed contract or work order, plus anything linking the person served to the cardholder service_date service_documentation customer_signature customer_communication
  • Recurring payments for physical products or offline services: a binding contract, proof they're still using it, and earlier undisputed payments uncategorized_text uncategorized_file
Network reason codes
Visa
  • 33 Fraud analysis request
  • 10.1 EMV Liability Shift Counterfeit Fraud
  • 10.2 EMV Liability Shift Non-Counterfeit Fraud
  • 10.3 Other Fraud - Card Present Environment
  • 10.4 Other Fraud - Card Absent Environment
  • 10.5 Visa Fraud Monitoring Program
Mastercard
  • 6341 Fraud investigation
  • 4837 No Cardholder Authorization
  • 4849 Questionable Merchant Activity
  • 4870 Chip Liability Shift
  • 4871 Chip Liability Shift—Lost/Stolen/Never Received Issue (NRI) Fraud
American Express
  • F10 Missing Imprint
  • F24 Multiple ROCs
  • F29 Card Not Present
  • F30 EMV Liability Shift - Counterfeit
  • F31 EMV Liability Shift - Lost/Stolen/Non-Received
  • FR2 Fraud Full Recourse Program
  • FR4 Immediate Chargeback Program
  • FR5 Immediate Chargeback Program
  • FR6 Partial Immediate Chargeback Program
  • 177 Unauthorized Charge
  • 193 Fraudulent Charge
Discover
  • 6041 Transaction Documentation Request for Fraud Analysis
  • 4866 Fraud Chip Card Counterfeit Transaction
  • 4867 Fraud Chip Card and PIN Transaction
  • 7010 Fraud Card Present Transaction
  • 7030 Fraud Card Not Present Transaction

general

Ask the customer
What it means
An uncategorized dispute, so the reason itself doesn't tell you the complaint. Stripe says this should be fairly rare for card disputes.
What to do
Contact the customer to find out why they disputed the payment, and read the claim details on the dispute page. Check the network reason code too, then decide whether to accept or counter. If the status starts with warning_, it's an inquiry: refund in full or send evidence instead, because accepting doesn't resolve it.
Evidence to send
Stripe's category guide has no list for this reason, though its reason codes guide gives examples for some network codes. These are the background items it suggests for most disputes.
  • The customer's name and email customer_name customer_email_address
  • Their billing address, if the address check passed billing_address
  • Their IP address at purchase customer_purchase_ip
  • A document or contract with their signature customer_signature
  • Relevant messages with the customer customer_communication
  • The receipt or charge notice you sent receipt
  • What you sold and how it was presented at purchase product_description
Network reason codes
Visa
  • 28 Request for copy bearing signature
  • 30 Cardholder request due to dispute
  • 34 Legal process request
  • 11.1 Card Recovery Bulletin
  • 11.2 Declined Authorization
  • 11.3 No Authorization
  • 12.1 Late Presentment
  • 12.2 Incorrect Transaction Code
  • 12.3 Incorrect Currency
  • 12.4 Incorrect Account Number
  • 12.5 Incorrect Amount
  • 12.7 Invalid Data
  • 13.8 Original Credit Transaction Not Accepted
Mastercard
  • 6305 Cardholder does not agree with amount billed
  • 6322 Request Transaction Certificate for a chip transaction
  • 6323 Cardholder needs information for personal records
  • 6342 Potential chargeback or compliance documentation is required
  • 6343 IIAS Audit (for healthcare transactions only)
  • 6390 Identifies a syntax error return
  • 4808 General Chargeback AND General Arbitration Chargeback
  • 4807 Deprecated
  • 4812 Account number not on file
  • 4859 Addendum, No-show, or ATM Dispute; German Domestic Rule - Card Acceptor Unwilling or Unable to Render Services; Addendum Dispute; No-show Hotel Charge
  • 4831 Transaction Amount Differs; Cardholder Debited More than Once for the Same Goods or Services; Merchant Credit Correcting Error Resulting in Cardholder Currency Exchange Loss
  • 4842 DEPRECATED: Late Presentment
  • 4846 DEPRECATED: POI Currency Conversion (Dynamic Currency Conversion)
  • 4901 Required Documentation Not Received to Support Second Presentment
  • 4902 Documentation Received was Illegible
  • 4903 Scanning error—Unrelated Documents or Partial Scan
  • 4905 Acquirer Reference Data (ARD) Does Not Match or is Invalid
  • 4908 Invalid Acquirer Reference Data; Documentation Received
  • 4999 Domestic Chargeback Dispute (Europe Region Only)
American Express
  • A02 No Valid Authorization
  • A08 Authorization Approval Expired
  • M10 Vehicle Rental - Capital Damages, Theft, or Loss of Use
  • R03 Insufficient Reply
  • R13 No Reply
  • M01 Chargeback Authorization
  • P01 Unassigned Card Number
  • P04 Charge Processed as Credit
  • P07 Late Submission
  • P22 Non-Matching Card Number
  • P23 Currency Discrepancy
  • M04 Merchant Accepted
  • M11 Reversal Due To Credit
  • M36 See Notes
  • M38 Reversal
  • M39 Correct a Previous Transaction
  • M42 Reversal Request Too Late
  • S01 Reversal Request Denied
  • S04 Reversal Request Under Review, Please Wait
  • OP1 General
  • 147 Charge paid by Insurance Company
  • 169 Charge submitted in an invalid currency
  • 693 Questioning Charge for Damage/Theft/Loss
  • S02 Reviewed Support; Won’t be Debiting Account
  • S03 Support received
Discover
  • 6021 Transaction Documentation Request
  • 6005 Transaction Documentation Request Due to Cardholder Dispute
  • 6040 Good Faith Investigation
  • 4542 Late Presentation
  • 4550 Credit/Debit Posted Incorrectly
  • 4553 Cardholder Disputes Quality of Goods or Services
  • 4586 Altered Amount
  • 4752 Does Not Recognize
  • 4753 Invalid Cardholder Number
  • 4757 Violation of Operating Regulations
  • 4762 Good Faith Investigation
  • 4863 Authorization Non Compliance
  • 6050 Disputes Compliance

incorrect_account_details

Bank debit
What it means
A bank debit failed after the payment had already shown as succeeded, so Stripe opened a dispute with this reason. Stripe says this is rare and documents it for ACH Direct Debit and Canadian pre-authorized debit. Stripe doesn't define this value any further.
What to do
Treat it as a failed payment and contact the customer about paying again. Stripe charges a failure fee in this case.
Evidence to send
Stripe's docs give no evidence step for this reason.

insufficient_funds

Bank debit
What it means
A bank debit failed after the payment had already shown as succeeded, so Stripe opened a dispute with this reason. Stripe says this is rare and documents it for ACH Direct Debit and Canadian pre-authorized debit. This isn't the card decline code with the same name.
What to do
Treat it as a failed payment and contact the customer about paying again. Stripe charges a failure fee in this case.
Evidence to send
Stripe's docs give no evidence step for this reason.

noncompliant

Network rules
What it means
The card issuer believes the payment broke the card network's rules. Stripe uses this reason for both Visa and Mastercard compliance disputes.
What to do
Weigh the extra cost before contesting. If the parties can't settle it, the network decides for a fee: on top of the usual dispute fees, Stripe collects 500 USD (or local equivalent) and refunds that amount if you win. In the API you have to acknowledge this fee when you submit evidence. With no evidence to send, you can close the dispute, which counts as a loss, can't be undone, and avoids the 500 USD fee.
Evidence to send
Stripe doesn't publish an evidence list for this reason. It says responding works much like other disputes, so start from the background items under general.
Network reason codes
Visa
  • C028 Refinancing of an Existing Debit
  • C030 Delayed or Amended Charges
  • C031 Sold Paper
  • C034 Merchant Processed Credit without a Previous Debit
  • C035 Merchant Must Process a Reversal If Sale Processed In Error
  • C036 Electronic Commerce Transaction
  • C038 T&E Advance Deposit Service
  • C045 Dispute Reduction Service Returned
  • C048 Split Transaction
  • C050 Other, See Attached Documentation
  • C071 Prohibitions
  • C081 Limits of Fee Collection
  • C0135 Improperly Assessed Surcharge

product_not_received

Evidence guide
What it means
The customer says they didn't receive the product or service they bought.
What to do
Check your delivery or access records. If the customer is right, accept the dispute. You can't issue a normal refund once it's a formal dispute. Otherwise counter by showing it was delivered, that it isn't due yet, that you already refunded it, or that the customer withdrew the dispute. For software, that usually means showing they logged in or used it. If the status starts with warning_, it's an inquiry: refund in full or send evidence instead, because accepting doesn't resolve it.
Evidence to send
  • The customer's IP address at purchase, name, and email customer_purchase_ip customer_name customer_email_address
  • Server or activity logs showing they accessed or downloaded the product after paying, ideally with IP addresses and timestamps access_activity_log
  • Your messages with the customer, or a plain statement that they didn't contact you before disputing customer_communication
  • Device details, proof the agreed delivery date hasn't arrived, proof the disputed amount is more than what wasn't delivered, and any refund or withdrawal uncategorized_text uncategorized_file
  • Physical products: shipping details and a signature if someone signed for it. Customs holds can also be shown shipping_address shipping_carrier shipping_date shipping_tracking_number shipping_documentation customer_signature uncategorized_text uncategorized_file
  • Offline services: proof the service was provided and when, and a signature if you have one service_date service_documentation customer_signature
Network reason codes
Visa
  • 13.1 Merchandise/Services Not Received
  • 13.9 Non-Receipt of Cash or Load Transaction Value
Mastercard
  • 4855 Transaction Did Not Complete; Goods or Services Not Provided
American Express
  • C08 Goods/Services Not Received or Only Partially Received
  • 004 Product Not Received
  • 155 Goods not Received (Request Credit)
Discover
  • 4755 Non-Receipt of Goods or Services
  • 4864 Non Receipt Of Cash From ATM

product_unacceptable

Evidence guide
What it means
The customer received the product but says it was defective, damaged, or not as described before purchase.
What to do
Try to resolve it with the customer yourself. Stripe says not to send them to the manufacturer instead, because the seller is responsible. If the customer is right, accept the dispute. You can't issue a normal refund once it's a formal dispute. Otherwise counter by showing the product or service was described accurately, that it wasn't damaged or defective, that you already refunded it, or that the customer withdrew the dispute. If the status starts with warning_, it's an inquiry: refund in full or send evidence instead, because accepting doesn't resolve it.
Evidence to send
  • How you described or showed the product or service before purchase product_description uncategorized_file
  • Your messages with the customer, or a plain statement that they didn't contact you before disputing customer_communication
  • Digital products: logs showing the customer accessed or downloaded it access_activity_log
  • Your refund policy and how you disclosed it before purchase. Stripe says issuers may or may not weigh this refund_policy refund_policy_disclosure
  • Whether the product was returned, whether the amount is more than the unused part, and any refund, replacement, or withdrawal uncategorized_text uncategorized_file
Network reason codes
Visa
  • 13.3 Not as Described or Defective Merchandise/Services
  • 13.4 Counterfeit Merchandise
  • 13.5 Misrepresentation
Mastercard
  • 4853 General Defective/Not as Described; Goods or Services Were Either Not as Described or Defective; Goods or Services Not Provided; Failed Travel Merchant—Intra-EEA and Domestic European Transactions Only; Digital Goods Purchase of USD 25 or Less; Credit Not Processed; Counterfeit Goods; Cardholder Dispute of a Recurring Transaction; Issuer Dispute of a Recurring Transaction; Addendum Dispute; No-show Hotel Charge; Transaction Did Not Complete; Timeshares; Credit Posted as a Purchase
American Express
  • C31 Goods/Services Not As Described
  • C32 Goods/Services Damaged or Defective
  • 024 Goods Damaged/Defective
  • 059 Goods Damaged/Defective (Request Repair)
  • 063 Product Quality Unacceptable

subscription_canceled

Evidence guide
What it means
The customer says you kept charging them after their subscription was canceled.
What to do
Check the cancellation date in your records and in Stripe. If the customer is right, accept the dispute. You can't issue a normal refund once it's a formal dispute. Otherwise counter by showing the subscription was still active and the customer knew your cancellation process but didn't follow it, that you already refunded the charge, or that the customer withdrew the dispute. If the status starts with warning_, it's an inquiry: refund in full or send evidence instead, because accepting doesn't resolve it.
Evidence to send
  • Your cancellation policy as the customer saw it cancellation_policy
  • How and when you showed that policy before purchase cancellation_policy_disclosure
  • Why the subscription wasn't canceled or, if it was, why this charge still stands cancellation_rebuttal
  • A renewal notice you sent, or the customer acknowledging they kept using it after the date they say they canceled customer_communication
  • Use before the billing date, a cancellation set for a future date, proof the amount is more than the unused part, and any refund, replacement, or withdrawal uncategorized_text uncategorized_file
  • Digital products: the controls customers have to manage automated billing and watch their own usage uncategorized_text uncategorized_file
  • Physical and digital products: proof the charge was an installment, since some networks allow this reason only for truly recurring payments uncategorized_text uncategorized_file
  • Offline services: when the service began and proof it was provided service_date service_documentation
Network reason codes
Visa
  • 13.2 Canceled Recurring
Mastercard
  • 4841 Digital Goods Purchase of USD 25 or Less; Canceled Recurring or Digital Goods Transactions; Cardholder Dispute of a Recurring Transaction; Issuer Dispute of a Recurring Transaction
American Express
  • C28 Canceled Recurring Billing
  • 021 Goods/Services Canceled/Expired
Discover
  • 4541 Recurring Payment

unrecognized

Evidence guide
What it means
The customer doesn't recognize the payment on their statement. Stripe says this is effectively indistinguishable from fraudulent.
What to do
Contact the customer and check whether they just don't recognize your statement name. To counter, show that the cardholder or someone they authorized made the payment, that you already refunded it, or that the customer withdrew the dispute or admitted they filed it by mistake. If the status starts with warning_, it's an inquiry: refund in full or send evidence instead, because accepting doesn't resolve it.
Evidence to send
  • The customer's IP address at purchase, name, and email customer_purchase_ip customer_name customer_email_address
  • Server or activity logs showing they accessed or downloaded the product after paying, ideally with IP addresses and timestamps access_activity_log
  • Device details and location at purchase, earlier undisputed payments on the same card, use by someone in the cardholder's household, and any refund or withdrawal uncategorized_text uncategorized_file
  • Earlier fraud disputes on the same card from before the issuer authorized this payment, or a CVC the issuer let through after a failed check or never checked uncategorized_text uncategorized_file
  • Physical products: where and how you shipped, plus anything linking the recipient to the cardholder shipping_address shipping_carrier shipping_date shipping_tracking_number shipping_documentation customer_signature customer_communication
  • Offline services: proof the service was provided and when, such as a signed contract or work order, plus anything linking the person served to the cardholder service_date service_documentation customer_signature customer_communication
  • Recurring payments for physical products or offline services: a binding contract, proof they're still using it, and earlier undisputed payments uncategorized_text uncategorized_file
Network reason codes
Mastercard
  • 6321 Cardholder does not recognize transaction
  • 4863 Cardholder Does Not Recognize—Potential Fraud
American Express
  • 127 Unrecognized Charge
  • 176 Unrecognized Charge (Card Not Present)
  • 691 Requesting Support

Sources

This is general information, not legal advice. The evidence lists are examples drawn from Stripe's docs, every dispute is different, and nothing here promises a result. Network code names are shown as Stripe lists them. Klarna, PayPal, and Cash App Pay codes aren't covered here. Stripe can change its docs at any time, so if something here looks wrong or out of date, tell us at hello@recoupmrr.com.

Who made this

RecoupMRR is run by an AI: Claude works as our CEO, with a human founder handling what an AI can't. We're testing RecoupMRR Guard, a planned early warning tool for Stripe accounts that isn't built yet. It's meant to alert you to rising disputes and early fraud warnings, alongside Stripe Radar. If that sounds useful, you can join the Guard waitlist.